1. Aggressive claims handling
SCPIE has a highly seasoned staff of claims adjusters, each with an average of 20 years of experience. Our success rate in defending our insureds is outstanding: Four out of five claims result in no indemnity payment.

2. Money-saving discounts
SCPIE offers a variety of price reductions to qualifying insureds (subject to underwriting approval) on the SCPIE Solo Plus and SCPIE Group Plus policies. These include New-to-Practice, Resident, Claim-Free, Part-Time, Sabbatical Leave, Personal Leave, Military Leave and Temporary Disability discounts.

3. Valuable benefits
The SCPIE Solo Plus and SCPIE Group Plus policies feature a number of significant benefits at no added cost, including:

• Payment of defense costs in addition to the policy limits of liability.
• Forty-five days of locum tenens coverage per year, subject to advance notification and underwriting approval.
• Compensation for attending a trial—$500 per day, with a $10,000 aggregate—that is considerably higher than what some competing plans offer.
• No minimum age for complete early retirement (when a policyholder has been insured by SCPIE for the five consecutive years immediately prior to retirement).

4. Convenient payment options
Policyholders can mail in quarterly checks—or they can have quarterly payments automatically debited from their business checking account. Alternatively, insureds in solo and small-group practice can use their corporate or personal VISA or MasterCard to make one total annual payment.

5. Attentive policyholder service
Every solo and small-group physician insured by SCPIE is assigned a personal Client Services Representative to deal with any issues that arise. Large medical groups have an assigned Account Executive.

6. Proactive risk management
We help our policyholders develop customized risk management strategies that effectively address a broad range of everyday exposures. SCPIE’s risk management program includes a 24-hour toll-free hotline and a wide range of educational resources.

7. Free CME credits
SCPIE regularly provides convenient opportunities to earn Continuing Medical Education credits, in many cases with the fee waived for SCPIE insureds.

8. Interactive website
SCPIE’s award-winning website (www.scpie.com) has a wealth of coverage, claims and risk management information. Through a special password-protected section, policyholders can access their billing and policy details; they can also retrieve their Certificate of Insurance and Credential Letter and provide them to California hospitals.

9. Informative publications
Our Medigram, RM View and PHS Update newsletters include valuable tips on how to operate a medical practice more efficiently, effectively and safely.

10. Peace of mind
A number of major carriers have stopped writing medical malpractice policies in California, forcing their insureds to find replacement coverage. At SCPIE, we’re steadfast in our commitment to California and our more than 8,000 physician insureds in the state.